My name is Jean and I too was ripped off by America Center. They asked for almost $5000 upfront with the guarantee that they will negotiate with my mortgage company. All the red flags were there, I just did not pay attention because i was so desperate and was already three months behind on my mortgage payments. They forbid me to contact my mortgage and told me not even to answer their phone calls. I was becoming very unease and after a few days and been told that the process could take up to 120 days I requested a cancellation and asked... read full review »