On march 30, 2009, I received a letter stating that "due to rah, rah, rah, rah, rah-we are closing your Lowe's Consumer account. I don't owe a dime on this card. I have always paid any amounts due on time-I.E. my credit report stated repeatedly" pays on time, never late" all the way down the page. Now, I look at the stock exchange where Citibank stock is stuck around $1.35 per share. Who has the better credit report? My wages have fallen somewhat due to the nature of my business but I'm not a company who's stock... read full review »