I sent a letter to Northstar Capital Acquisitions back in the first part of Febuary of 2009. It took them 41 days to respond. When I called the customer service rep back she was very ugly. The original debt was only $300 and they added interest and late fees to up it to $725. I offered $200 to settle the account. They rejected the offer and told me I could pay $200 down and $50 a month. I told her that I did not have $200 down to pay within a 6 day period. She told me that when I made the proposal I should have had the money. I said, I did... read full review »