I received a letter from this company offering a settlement for a debt that was suppose tobe my husbands. I requested the original contract and the date it was open but they did not seem to want to send that to me. Tonight A call came intomy home from someone named Manual and my daughter got the call. She took a message and this Manual gave her the information that he was from a collection agency and he had the info I was requesting andleft a number to call him back. I called him back and beleive it or not he was not available to talk to me... read full review »