I had paid nearly two thousand dollars to have my mortgage loan modified. It all seemed too good to be true. Our monthly mortgage payment was over three thousand dollars, which was about what we made each month. The mortgage company would not work with us and a refinance was not going to happen. We were not behind with our payments, but knew we would be soon. So we learned of this loan remodification company that offered a 100% 90 day money-back guarantee if the loan was not modified in three months. Simply put: nothing could go wrong... read full review »