Before you buy a product or service either online of from a brick and mortar place, do this 1} do research at your local BBB{better business bureau} or BBB online and websites such as this. 2{get a prepaid visa or mastercard and load it with the minium amount or whatever is the charge for the product or services you buy. Use this card only for phone, online, and brick and mortar stores. 3{ make sure the company has a valid phone number and/or an email address. 4{ read the company's policy on refunds before you order. 5{ check with the consumer protection division of your state attorney generals office about complaints against the person or company. good luck and happy shopping

persons working any company generally retires on attaining the age of 60 years. but actually they retire 0 to 30 days after attainment of age of superannuation, depending upon their date of birth. whose birthday is 2nd august, he will work 30 days more. whose date of birth is 31st august, hewill not get anything extra. but if anybody's date of birth is 1st, then he has to retire on the last date of previous month i.e. before attainment of age of superannuation. this is injustice to a person having date of birth on 1st.