My Boyfriend and I have been loyal customers of B of A for years and have a platnum CC through them. We have always been on time with our payments and have always paid more than the required amount. I was looking on line to see our balance and to make sure that the payment was applied. I noticed that there was no available balance showing.. I then called B of A and they proceeded to tell me they closed the account. Why? They said they didn't need to give a reason. They had the right to close it if they needed. They told me to file a complaint if I so wanted but it would not change their decision to close the account. I will never deal with them on any level ever again.

My son is heading to USMC boot camp and opened an account with BofA so I can use to cover his bills while gone. He opened with $100, then used ATM on 3/24 to buy gas and a sandwich (total $27.41). He learned 3/31 that they charged 2 overdrafts, charged a $888, 888.88 withdrawal (???) and have closed his account. Didn't tell him until he did the research. Now, he's headed to boot camp on Sunday and his state and fed tax returns are to be deposited to this closed account. One more worry while in boot camp. A call to BofA - said they'd give him 30 seconds to state his issue. Are you kidding? Who does business like this?

I had a business account with bank of america and never had a negative balance with them, then all of the sudden I see a charge of almost -$900, 000.00. I call to find out what this is about and they said the account is being closed. I call again to ask why they have no reason just that is has been closed...anyone know a reason?

I recently ran across a class action that customers can get back $78.00 from bank of america for overdraft fees (smartmoney.com is site to claim that money back) to me thats sincerely unfair when they stole over $4000.00 from me in overdraft fees with overdraft protection on both the checking and savings account that linked them together not to mention I had more money going in than I had coming out. (direct deposit of pay).

One of the saddest part of this story is that the BANK MANAGER in Rincon Georgia was the one that opened my accounts.

I know if your reading this your probably asking how, the problem I had was I worked 15 plus hours a day in retail management being a single mom with three kids to support I was busy even if I did manage to get a few hours off work.

I knew I had plenty of money in my accounts never suspecting there was a problem. THE BIGGEST MISTAKE OF MY LIFE not to mention an extremely costly one!!

I got off work decided to take the kids out to dinner we went to our favorite restaurant order and ate it up I give her my bank card to pay low and behold I'm declined not only was that humiliating but I knew it couldn't be possible whatsoever. To make matters worse we have to sit there impatient and degraded while a friend of mine comes to pay for our meal. Of course my kids are young with no understanding their complaining about being broke of course loud enough for others to overhear. Me well I just wanted someone(s) head on a platter!!!

The minute I get home I signed onto my bank of america account. Omg my night has went from the worst to terrifying it showed I was hundreds in the hole and they were receiving my paycheck at mid-night to STEAL even more. I went back on my account before getting so heated about their overdraft fees to which I had overdraft protection (remember set up by the rincon bank of america manager herself!!)..

I went straight to the bank the next morning waiting on them to open the doors and let me in I met with the bank of america manager herself told her we had a serious problem she reviews it looks across me at the desk and says 'well I can't do anything about it, you should have been keeping better track of your money! Its too late.' (yet to me I believed I was paying them to protect my money not STEAL from a single mother of three) I almost beat her and at this time it was a rough estimate of $1700.00 because the computer only went back so far.

Low and behold I had to pay to get the paper records I closed the account took out the few dollars I had left and waited for the paper records to arrive via mail. At the time I didn't trust any bank to hold my money because of what bank of america done to me after years of having my money. And NEVER during those years that they had my money DID I EVER not have money to cover what I was spending.

Even though the accounts were linked the checking was staying negative while my savings was being STOLEN to cover fees I never should have had to pay to begin with. When I finally received the papers I went through them to discover it was over $4000.00!!!

I went straight back to the bank still was denied. Called the corporate offices and the only message I ever get is someone will contact you that call NEVER comes.

Something seriously needs to be done against bank of america I CAN NOT afford to be taken for that amount of money it is all me and my kids have I do not get welfare or child support. I worked damn hard for that money and never once suspected that they were crooks..

Needless to say I had to have a bank account because of what bank of america did it put us in a huge financial state I needed faster access to my paycheck. So I go to a different bank (of course) to open an account only to find out that bank of america put me in a record to deny other banks to do business with me. All to cover up what they stole from me they've now taken to making me look bad.

To top it all off they had the audacity to send me a bill saying I owe them even more money my god over $4000.00 wasn't enough for them!! I sincerely can't believe this happened but if your thinking about opening a bank of America account please think twice unless you have excess thousands to throw away (if thats the case drive down the road and toss it out the window at least then you'll know how much your giving away and not having stolen from you.)

If you currently have an account with them I urge you to track every penny!!!

If anyone that has had success in gaining their money back from them please respond here me and my kids can't afford this..Please help desperate!!!

And if by chance corporate people from bank of America read this I sincerely hope you have a heart and look into what you have done wrong if not well what goes around comes around and you will have to answer for it on judgment day!!!

If anyone knows of legal action it would be greatly appreciated!!!

I HAVE ALL OF THE PAPERWORK TO BACK-UP EVERY ALLEGATION I HAVE MADE HERE AGAINST BANK OF AMERICA.

Also I would like to thank ripoff report for their site I recently ran across it when I was checking into another business and I think it is terrific that you can go to one place to state what you know about a company. I was actually going to invest in a company until I seen those reports, your site saved me from making a big mistake. Believe me when I say BANK OF AMERICA WAS ENOUGH!!!

Do not know all the info about companies..just what the bank told me..I was accused of helping 2 Intl companies try to defraud Bank of America. The bank would not allow me to talk to them, just closed out all my accts and escorted me out of the bank while insulting me and calling me a terrorist the whole time. They were extremely rude. I have been in customer svc for 25 yrs and have NEVER treated anyone w/such disrespect. I did NOT give any info out to these companies however it was reported by them to me that if I would not give out my acct info they had ways of getting it..w/out me..the acct they tried to debit money out of, I didn't even know the acct # yet as I had just opened it and it had a zero balance.. furthermore Bank of America instantly turned me into Chex Systems..where now I cannot open an acct for up to 5 yrs. I reported the activity asap, I saw the attempted transaction on that acct when I checked my info at 10pm at night..was at the bank next morning when they opened..and they were nothing but ACCUSING. I have tried since to visit the branch to speak w/anyone who would listen ..and they just say they've terminated all business w/me and escort me to the doors...Can you help me please..?
The bank did tell me that the companies that did this were not LEGIT...I got their names off emails they sent, telling me they got my resume off career builder and Hot Jobs..but I did not release any info to them whatsoever; what they got, had to be online someplace.. They tried to debit $1.7 million out of my new acct ..that had a zero balance..and I did not yet know the acct #...HELP?