I believe there are millions of Americans that fall victim to the deceptive practices of US Bank every year as a result of their lucrative scam and rip-off schemes. And the biggest one which brings in more money than any other deceptive 'activity' is the overdraft scam. These imposters know how to rip you off your hard earned money and make you pay for the trust you put in them which is the biggest mistakes the American consumer makes. Like no other bank this bank knows when to attack you, steal your money and to make up an idiotic excuse, to make the client not the bank look like an idiot. The worst customer service or support anyone would find at any bank is at Us Bank. And just as someone already mentioned it on this site: the US Bank does not care about you, your personality or your business, all they care about is you money. To them no relations, friendship or loyalty is important. Only money. I learned it the hard way. I've had accounts with various banks here in America and across the ocean in Europe. Some were excellent, others fair. But one bank particularly stood out. One that never provided assistance when needed, never honored any written or spoken word, never treated me like a customer but rather like a bill printing machine, caused many disputes and stole money from my account in many deceptive ways. That ladies and gentlemen was US BANK. I never benefited from one single service they offered. Unlike Washington Mutual which had free checks, free money orders, free wire transfers and a good NSF waiver program the hideous US BAnk could never offer one good thing. The only reason why I had an account with these monsters is it was close to the place I lived. Recently I learned of the rip-off scheme, where I was the victim myself. I hope those who read this report will reconsider doing any business with these charlatans in the future and putting the trust in the wrong hands. That's how it works... They set up a trap in which they suspend all your debit card transactions deliberately for several days waiting for a bigger fish, that is a purchase or payment which if added to all recent transaction items either deposit or withdrawal will overdraw your account. Then they quickly post multiple overdraft charges for each transaction made the previous days which in turn will generate more overdraft because they will be considered withdrawals. So, you wake up one morning and check your account balance and find out it's been overdrawn and all transactions made over a period of 3-5 days posted in one single days. Thus you've been had. Easy and painless. Now you contact them in furious to complain about this unexpected act of misdemeanor and that's when the real pain comes; you are welcomed with a smack in the face. Whatever you say doesn't make sense, no proof or evidence intimidates them, you feel in the trap and you are a meal. Calling the corporate headquarter doesn't solve the issue either, they are one big team of crooks in pursuit of the same goal- to rip you off. The moral here: find yourself a better bank to do business with.If you have an account with them close it immediately. Otherwise sooner or later you'll become a statistic too. Any bank, anything will be better then these impostors. You are only strong when you are informed.I am trying to help people understand the reality of the banking world.As for me I am still fighting my rights in this act of injustice. First off went the complaint to the BBB, then the WA State Attorney General, the Federal Trade Commission, The Comptroller of the Currency and later a legal lawsuit as my last hit to teach them a lesson. If I can find other consumers who've been treated likewise I will file a class-action lawsuit against USbank. They think they have the world at their disposal. Wrong! You bit me and now I'll extract your teeth one by one until you go broke.

I opened two small IRA Certificates of Deposit at US Bank - one in March 2009 and one in April 2010. In May of 2011 they send me a letter and are charging me a $30 per year fee on these accounts. I have almost 3 years left and am now required to pay $30 per year. I requested to take my money out of US Bank because when I opened the CD's they assured me there were no fees, but if I do I would have to pay hundreds of dollars in penalties. The only way I won't have to pay a fee is if I deposit $25, 000 which I can't afford to do. I have banked there for over 20 years and thought they were one of the few decent banks left, but when my obligations are met at US Bank, I am leaving the bank and drawing out my savings, checking and IRA.

Somebody needs to get the Feds looking into this.
We've been working a Short Sale with US Bank for 2 months now with us making weekly calls in to them. They now claim that they had this file labeled as a Loan Modification and not a Short Sale this whole time and we've got to start over at the beginning.
I think they're lying.
Weekly for 2 months we've asked about the SHORT SALE. So, either they are complete morons or they are lying. I can't believe they are that incompetent unless the incompetency is intentional.

Have you ever noticed that Usbank will make authorizations go through quicker if you get to a low balance. I knew my Tax returned would have been in a few days so I wrote a check to landlord for rent. Normally it takes up too almost 5 to 7 days for them to post to the account. I wrote check on Thursday and Usbank deducted it Saturday. I wrote it knowing how long they normally take and that tax returned would be in today(monday). What is strange it showed they posted the check on friday but it didn't take out until early sunday morning. So if it posts on friday but they don't show until sunday how did post friday. I never even went into the negative on that account just close. When I logged today(monday) My return was there but they also charged me a overdraft fee because the account according to them went .75 cents under. This account said 5.75 before the tax return. But when I right clicked on the check to view it said account at time was -.75 cents. Which is wierd cause I thought as long as it was under ten dollers they waived it. When I called to see way it was .75 under at the time of check I got the run around. Saying you spent it too bad. I understand I cut it close but why I my end it showed 5.75 but on there end it showed .75- . Ive had nothing but problems with all my accounts. I will be closing all my accounts (except car...) with Us Bank. You just can't trust the slimeballs over at Usbank. As Steve Miller sang take the money and run.

OK so i need to know whats going on...

I had a checking account, which obviously comes with a debit card...
A couple of months ago, I closed that account and got a new card and new checking account...I used to have autopay with ATT but ATT has my OLD bank info (my old debit card) Today I checked my account and ATT had taken out 300.00 from my NEW checking account, which was never authorized. I called ATT and they told me that they used my OLD debit card, but then how was I charged to my NEW checking account? So I had two debit cards to one account? makes no freekin sense! Stupid ass USBANK...ATT can't even take the charge back and now after they canceled my OLD debit card, they are going to wait to see if it posts or not, since it has only been authorized to my account so far...ok...soo...wtf..?