AMOUNT IN DISPUTE= $594.15 Start date- Oct 18 2009 Called Credit Adapter on 2/22/11 to discuss charges I found on my bank statement. Told them I canceled this back in 2009. I requested a full refund. She (Katherine) said they would ONLY refund the last payment of $34.95. I called again on 3/11/11, spoke to Cindy. Found out I had 2 memberships and one was canceled on 10/19/09 (a day after I got my credit report). This is the first time I heard that I had 2 memberships. I called to find out why I was never credited on 2/22/11 but after... read full review »