My wife who is German went to a target store at the end of July 2007. She was solicited to open a Redcard account, thinking it was like a preferred or rewards card like at the supermarkets. She also thought she got a 10% discount and that the amount was charged to the bank card. This was in Phoenix AZ and we moved to Idaho at the beginning of September, and we had our mail forwarded for 6 months. We never received anything from Target, not even one letter or phone call until the end of March 2008 when they told us we owed them over 300... read full review »