Whoever the Tate and Kirlin employees that respond on here are just liars. I started getting calls from this company about a month ago, which was about a week after filing bankruptcy. Guess what you ignorant retches, by law you cannot contact an individual while in bankruptcy or for several months afterward. Furthermore when I sue you it is at minimum a $1500 fine per call, sometimes it increases per the number of calls. Given the 15 or so calls you've placed by now, there is no doubt that you probably owe me way more than I owed you or... read full review »