Only a $4.99 charge on my checking account, but still, it was unauthorized. Reported to my bank (M&T) - they were unable to tell me who/what it was and refused to credit my acct. unless I signed an affadavit, which I did. No clue who accessed my acct or what for - per web searches, WFC = Wells Fargo Corp and PBP = pay by phone. Other that that, I am clueless. And annoyed. read full review »