I don't know if this is the correct forum but I feel rather helpless at this point and am grasping at straws now.  In mid to late 2009 I applied for the Obama Administration's Making Home Affordable Home Loan Modification Program with my mortgage holder, Bank of America. For almost 8 months I went through hell with BOA representatives just trying to get my application through! Although I provided EVERYTHING they asked for, during the first 3 months I heard nothing about my application.  Then after my repeated... read full review »