Obviousy in today's world where finances are a big concern, Macy's has no regard for consumers that are trying to do the right thing and not purchase items on credit unless they can afford them. I have had a Macy's card since 2007. When the economy tanked I chose not to use my credit card and worked to pay my card off. This Christmas I went shopping in Macy's. I had not used my Macy's credit card in 3 months. When I tried to pay with my credit card I was declined. I called the customer service department while in the... read full review »