Let me first state that Bank of America is the lowest form of life and that I never wanted them as my Mortgage company, they just happened to take over when Countrywide went out.It took them 7 months to make a descision on my loan modification and then turn me down.In that 7 months they kept losing paperwork and I had to keep faxing them 2 times a week.It cost me over $50 to do that.I appealed it and they turned me down right away, they offered no other help.It is actually the investors who are the biggest scum on the face of the earth.I have... read full review »