I have opened bank accounts and at present have a checking and savings account. Have never had a problem. Tried opening an account with Bank of America and after giving my social security card was told the your bureau had a message the said credit established prior to SSn issue date. I called social security office and they said the number had not be used by anyone. My credit report from you shows that before I had my social security card I had a Penneys and Sears card from my husband who had established credit with them. I merely had my a... read full review »