I took Insurance from this company for my parents visiting from India( one pre-existing and one regular). My dad had a sudden pain in his tooth one day. We called up this insurance guys and told them our problem, they recommend us to go to the dentist immediately and to take care of the tooth. The dentist had to take out the tooth since it was and emergency and we could not wait until he goes back to India. We submitted the claim to HCCMIS but they rejected the claim saying it was not and accident. I called up the company but the call center... read full review »