Warning to those who want to join Navy Federal Credit Union!!! If you've had any dealings with them that resulted in something owed to them (e.g. you had to file bankruptcy and their credit card or loan was included) you won't get a loan from them. Oh sure, you can become a member and deposit your money though. This way, they can USE your money while not giving you much of anything in return. Pretty much, a worthless membership. Their 'approval' committee sure doesn't give you consideration. Don't be duped, DON'T join!!! There are MANY other credit union options out there! read full review »