I have made ALL of my payments on time with no problems using the Care Credit website. You have "reversed" the last two payments resulting in late fees. When I call, I’m told they cannot "locate" the bank account used to make my payments even though the payments were taken out of my account! $100 was reversed on my account twice, but NOT reversed back into my checking account. In other words, you have my money, but refuse to apply it to my account. I have documentation that it has been paid, but it keeps disappearing from... read full review »