It has been 13 months since I applied for the home modification program. I was recently turned down and now BOA says that there are going to review my account for their personal modification program which is more lenient than the governments'. I have called every week over the last 30 days and have been told that there is no new information and there is noone i can talk to for other options. BOA just strings you along. They get funding from the government to review your loan for a modification...Just to review it not to make any attempt... read full review »