EJS Services originally contacted me by mail. I then spoke to a representative in December of 2009. IThey promised to help me settle four credit cards. I signed a contract and the proceeded to deduct a total of $8280 from my checking account to settle the four credit cards. They never contacted one of my creditors for the time up to May 2011. I settled three of the four credit cards myself. During that time frame I followed there advice and was harrassed by creditors the whole time because of inaction on their part. The fourth creditor and I... read full review »