This BofA mortgage issue started with my inability to pay the property taxes on our house because of severe reduction in wages, I DO take FULL responsibility for the problem but sorting through the solution is the challenging part - (our taxes and insurance were not impounded in an escrow account due to lack of funds on orig. purchase date in 1999 – we have a decent loan at 5.87 fixed APR over 30 years so it was not a ‘bad’ loan problem) and I had missed 3 tax payments as of Jan 2010– I had approached the County of... read full review »