The first was, do you want overdraft protection. It's free.. ok... I was use to using the card until the money was gone then switching to another card. This cost 178.00 (two over draft charges) (no one mentioned that) #2 change to a business account you will avoid monthly fees. After a few months fees returned. "have you used the card at least every month, no, then the fees apply" ALRIGHT ENOUGH WITH THE SNEEKEY FEES. CANCEL THE ACCOUNT. ( they can't charge fees if the account is canceled, right??) Two or three months after... read full review »