First of all I like to say that Bank Of America should not be in business. The company is so big that they can"t be touch . If you do get another loan company, The Bank Of America will buy your loan . Its hard to stay away from these people. I have had a home loan from BOA for 12 years now. Just the last few months I had my payment go up from $ 664 to $ 849 a month. The tenth customer service rep tells me that the payment coupon was wrong for years. So now I get six phone calls a day asking for back payments needed. I have been sending... read full review »