WE have been trying to get a home mod for about 2 1/2 years now. the only thing i have gotten is a hard time & more stress my husband and i have doing everything we're suppose to be doing but no one else seems to be doing anything...filling out the papers for home mod was the worst thing we ever did ...when we filled out those papers we just signed our house away the only thing we had gotten was a inflated house payment, if your having trouble paying a lesser house payment what makes them think you can pay more...Now they want the extra... read full review »