My loan was purchased by BOA from Countrywide.My income was reduced almost 70% from date of loan until present. I applied for a remodification (presidents protection for consumers right) and was told that if I caught payments up, they would remodify the loan under the lower interest rate, presently 5.7%. After payments caught up, they said I made loan 30 days before the elegibility date of the remodification date. Once again I fell behind and applied again and this time I was told that my income was too low to qualify for the new payments.Keep... read full review »