CUSTOMER SERVICE IS NOT DEPENDABLE. THEIR LIARS.ABOUT PROMOTION DON'T BELIEVE O % APR(bs) THEY WILL STILL CHARGE YOU FOR THE WHOLE YEAR EVENTHOUGH YOU PAID THE PROMOTIONAL RATE AND YOU WRITE TO TO THE CUSTOMER SERVICE, THEY WILL NOT RESPOND TILL YOU GET THE 1 YR INTEREST AND PUT YOU TO COLLECTIONS. DON'T TRUST CHASE. read full review »