I completed a loan for $85000 was approved but never received any funds. I had to pay up front fees to Alliance Credit Counselling in cash through western Union in immediate wire transfers in total of $12, 253.00. They requested more after I had received a gurantee letter of May 12/2009 from Carl Vanduke advising my loan would be placed in my bank account within the hour.I waited and it still did not arrive. On May 12/2009 I spoke with Jonathan of Alliance Credit Counselling and requested a full refund of $12, 253.oo and I put... read full review »