I MADE A PURCHASE ON RED ENVELOPE AND WAS ASKED IF I WOULD LIKE TO JOIN THE REWARDS PROGRAM FO RFREE. THEY ARE NOW CHARGING ME $14.95 A MONTH FOR THE PRIVELEDGE ON TEH CREDIT CARD I MADE MY INITIAL PURCHASE ON ! THEY WERE NOT UP FRONT ABOUT THIS, TALK ABOUT READING THE FINE PRINT ? read full review »