I have been charged 9 late fees at 30, yes 30% interest because I paid too EARLY!!! Due to hoilidays or other circumstances and because I use the bill pay service thru my bank, my bills are sometimes sent a little early. If they receive it prior to the cycle it is applied to the same month essentially paying a double payment but showing no payment for the month intended. A supervisor by the name of Carmita (spell) Did not tell me how many times I was late or that I owed 400.00 in late fees. She told me she would tell me one more time that I... read full review »