Beware of these companies that are actually one in the same but will deny knowledge of each other. My wife received a phone call from a man that stated he was calling on behalf of our credit card company and would like to send us a free gift. She told him that if there was any charge involved or she had to purchase anything that she wanted no part of it and he told her there was no purchasing involved. Fast forward two weeks and while paying bills i noticed that our credit card was over its limit. I made note of the unauthorized charge... read full review »