During the month of November 2008 I had occasion to use my stated VISA to guarantee a hotel reservation in MtPleasant, IA. The hotelier was informed that the credit card was to guarantee the reservation only and the transaction would be finalized in cash on check out. The bill was paid as stated. On receipt of my monthly statement in December 2008 it was noted that my card had been charged against my wishes. Three days of attempting to contact the hotel operator after he failed to return my calls was resulted in them admitting a... read full review »