After years of shopping at Target and spending tens of thousands of dollars, our check was refused. Washington Mutual went under so my husband and I switched to Bank of America. They stated they were unable to cash our check for $300 because we didn't have a "check history". They were able to use our routing number and check account number to see that I had only written one check for $50 since opening the new account. When I asked them to use my old routing number and account number to prove "check history", they said they... read full review »