I submitted modification documents in May 2009 for the modification loan process to get my mortgage loan modified and after Ever home "lost or misplaced my documents several times", I finally got notice in July I had been accepted so that my mortgage payment would be reduced, only to find out 2 months later by mail that they decided to deny me. Meanwhile, I had been making the modified payments according to the new agreement and wasnt notified until over 6 weeks later that I had been denied. Then after making complaints to the BBB and... read full review »