My 17 year old daughter opened up her first account with Citizens Bank this past year when she just started working. Due to the fact that she was charged fees that she was not expecting when she did a wd from a non Citizens ATM - (Citizens AND the ATM charged her a couple of $$$) - her account was overdrawn a whopping 27 CENTS. They immediately hit her with a $22 Overdraft charge - and sent out a letter a couple days later stating that they were also charging her $35 because the account was overdrawn for 5 days ... and by the time we got to... read full review »