They took my money from my bank account without authorization or a contract. The are tied to Creative Vacation Solutions and Universal Marketing Solutions, etc...they call promising that they are returning your monies from past resort companies, selling your timeshare with a family that has already been approved, and will be depositing monies into your account within three weeks. The next day my bank account was wiped out...I got the funds back cause I called SUNSHINE INDUSTRIAL PRODUCTS IN NEW JERSEY where the bank credit was processed in... read full review »