I purchased an extended warrnty. Not thinking about future hazards like health failure or unemployment. Anyway I made auto payments thru my check card never had a claim until disaster struck. ruptured a disc in my spine spent a week in the hospital in terrible pain.No more work, no more income, probably will never drive again. Called US Fidelis after discharge from hospital informed them of my inability to pay due to medical and medical costs and that I wished to cancel the policy. They talked me into difering a payment and reduced the payment... read full review »