The royal holiday sale person lied to me that their holiday credits can be used to exchange for air ticket. And each holiday credit worth 0.25 USD. When I called them to book air ticket, the royal holiday staff do not allow me to buy any air ticket using my holiday credits. they showed me the RCI points during the presenation. when I tried using the holiday credits, it was another story. I did not use any of the royal holiday service yet. I really want to complain the company and get the refund. read full review »