First I just want to say thanks for the reviews you all just saved my husband, myself, and our five children thousands of dollars. I had an appointment on Friday and on Thursday night I decided to see if there were any reviews on this company. The rep had asked for mine and my husbands birthdate to see if our land was in our name so I gave it to her. I read on the reviews that this is how they check your credit report ILLEGAL.. When I called to cancel the appointment and asked if they checked my credit report she said that she told me she did... read full review »