I ordered the Magic Jack, I received it on September 18, 2009.The ad states 30 day risk free trial period, but $46.90 was immediately taken from my checking account. I returned the item post marked on October 15, 2009 within the 30 days trial period, to date I have not received my refund. I have had live chats with representatives from Magic Jack, still no refund. Please advise me as what steps I need to take to get my refund read full review »