GAP insurance is a good thing to have when financing a vehicle. Most policies will rporate the premium so that if you trade or sell the vehicle you get a portion of the premium back. BB and T does not do that. I financed a car for 5 years. The premium for the GAP policy was 700.00. I had the vehicle for 2.5 years. They refuse to refund any of the premium. Most GAP policies are not like that. In the end do not allow financing through BB and T or get GAP insurance through them. read full review »