We filed bankruptcy in 2006 and it was discharged in 2007. When discharged, the house was not re-affirmed on, so that meant we could live in it as long as we made our payments. Well we got behind 5 months with no help from chase. We worked out a deal in thier minds with the threat of foreclosure. The deal was to pay 929.31 + an additional 326.00 for 12 months then resume our regular payment. In nov of 2008 i informed chase that the payment was going to be about a week late. They never said a word. I made the payment via Western Union, which... read full review »