I HAD A ACCOUNT WITH TMOBILE, BACK IN 2004. I ENDED UP WITH A BILL FOR 387.56.. OK NOW AFNI COLLECTION AGN. BROUGHT MY ACCOUNT FROM TMOBILE. SO ON 2-11-2010 I PAID THE SETTLEMENT OFFER OF 100.00. ON MY BANK ACCOUT IT SHOWED 100.00 WITHDRAWAL FROM AFNI, BUT THE AMOUNT 2 DAY'S LATER WAS NOT POSTED TO THE SFNI ACCOUNT! SO I CALLED THE AGENCY (AFNI) AND ASKED THEM WHY IT WASNT SHOWING. OMG THE LADY WAS LIKE FIGHTING WITH ME! TELLING ME THAT MY DEBIT CARD WAS DECLINED!!! THE STATEMENT SHOWED THEY RECIVED THE MONEY! SO IM TELLING THE LADY TO... read full review »