I signed up for one time use for .95 cents next thing i knew my account was getting charged 19.95 for some protection thing it over drafted my account three months in a row because i wasn't expecting it to come out because i never signed up for it so in the long run i got overdraft charges of 34.00 each month plus 8.00 a day in overdraft charges so i will never use them again i don't think its right how they can get away with charging people all this money and over drawing peoples accounts. read full review »