I came to Bank of America from Country Wide Home Loans with 10 years of history. My home is in a flood area and I know that I am required to carry flood insurance. In all years with Country Wide, my flood insurance policy was sufficient to cover the loan amount in full as per current FEMA guide lines Now Bank of America is requiring flood insurance equal to my home owners insurance and not following FEMA guide lines. Presently the loan is less than 50000. I have flood insurance for 50000, but BOA is forcing me to more than double the coverage to 140000. I will never recommend or do business with BOA again. Be warned. read full review »