Unauthorized charges to my credit card from both companies began in AUguest 2008 and continued thru February 2009. YourSavingsClub charged $1.00 per month. Privacy Matters charge $19.95 alternating with $1.00 a month. Both provide a phone number and account number on the credit card billing and have a way to stop your membership. They require a written request for refund. Privacy Matters, 9500 W Dodge Road, Omaha, NB 68114. According to the telephone representative, the "membership" was created by an online transaction. I did... read full review »