My HSBC auto loan was acquired by Santander Consumer USA when they bought HSBC Auto. Since then, after hitting a rough employment patch, Santander has been relentless in their pursuit of any delinquency...2 days or 32 days, it doesn't matter. They will call all of your contact numbers (home, cell, work, your spouses work) numerous times per day. Even if you talked to them on Monday, letting them know that you don't get paid until Friday, they will call you every day multiple times per day until then. When you confront them with thi... read full review »