I've had my Samsung which I paid $200. each for 2 phones and opened another plan with another phone with Cricket so all together I pay them monthly on 3 phones about $150. not including the $5.00 a month on insurance. we've paid the monthly Insurance for all 3 phones and finally had to file a claim on my daughters phone. Insurance covers water damage, physical damage, and electronic failure. we filed our claim and paid the $85.00 they gave us the same phone we handed them with some adjustments they claimed to make. I told them the... read full review »