We agree with all the other complaints against IMS. Moreover we enrolled on a website promising low commission fees, no specific contract. After a couple of transactions we got a charge of $174. Worst part is that their online statement shows zero fees all time. When we closed the account a couple of weeks later an electronic charge of $174.33 showed up without our authorization in our account .No one at IMS could explain why we were charged $174.33 for 2 transactions totalling $1700. Their advertised rate of approx 2.5 % became a 10% charge... read full review »