After my cat developed an abscessed tooth earlier this year and needed veterinary care, I took her in to see the vet. She required anesthesia and a tooth extraction. I applied for CareCredit to pay her $316.95 bill. This was not done lightly, I do not apply for credit willy-nilly and this is the ONLY credit I currently have. At the time I had a job but was not making very much. The vet bill was the only thing I have ever put on my CareCredit card. The first time I was late on a payment I started receiving phone calls, at least 3 a day... read full review »